Adoption Costs.

Financing your adoption. Start by looking at options.

The total adoption costs varies from $0 to more than $40,000, depending on a number of factors. The chart below outlines some general categories the costs associated with the services provided. The wide range reflects the multitude of factors that may affect costs, including the type of adoption, the type of placement agency or facilitator, and the child's age and circumstances. These numbers come from 2004 and the National Clearing House of Adoption Information.

The easiest thing to do is pick out a couple of agencies and check their fees listed online. Most of them break them down to some degree or another.
Range of Adoption Costs

Foster Care Adoptions $0 - $2,500 - Free Adoption
Licensed Private Agency Adoptions $5,000 - $40,000+
Independent Adoptions $8,000 - $40,000+
Facilitated/Unlicensed Adoptions $5,000 - $40,000+
International Adoptions $7,000 - $30,000

A more detailed and printer friendly version available here - Adoption Fees.PDF

DON'T FORGET the Adoption tax credit rises to $11,390 in 2008. Parents who finalized an adoption in 2007 may claim a maximum credit of $11,390 for adoption expenses on their federal income tax returns. The tax credit phases out for taxpayers with high modified adjusted gross incomes. Although the tax credit is set to expire in 2010, proposals to make that benefit permanent have received much legislative support. ...more on the Adoption Tax Credit

WAIT! Don't give up!

I started by earning a secondary income...making sure that after our adoption was finalized we would be able to support our girls well into the future. Consider using your own personal interests and loves to create an income for your future child. Don't let money stop you from your dreams. I am dedicating a large portion of this site to finding funds to make adoption possible!

Financing Adoption. Overcoming the adoption costs.